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Short Sale 4 BD, 2 BA, 2,208 Sq Ft Chandler $209,000
Treasury Proposes Plan to Help Borrowers The U.S. Department of the Treasury is looking at a plan to improve the chance that distressed home owners will get help from federal programs. The Treasury proposes to give borrowers 30 days to respond when they are denied a loan modification and demand that lenders consider all requests and even contact all borrowers who are 60 days delinquent to determine if they qualify for HAMP. Source: http://www.realtor.org/rmodaily.nsf/pages/News2010022304 Treasury sets guidance to simplify "short sales"
The U.S. Treasury on Monday set long-awaited guidance on a plan for mortgage companies to speed "short sales" of homes and other loan modification alternatives to stem a rising tide of foreclosures..... To Read The Full Article, Please Click Here: http://news.yahoo.com/s/nm/20091130/bs_nm/us_treasury_shortsales
10 Things to Know About Real Estate in 2010 Is 2010 the year to buy a house? It certainly looks that way: After a steep run-up in prices during the first half of the decade... Read the full article here:http://finance.yahoo.com/real-estate/article/108487/10-things-to-know-about-real-estate-in-2010?mod=realestate-buy
More Incentives To Buy Home: Fannie Mae Offers Money for Closing Costs and Appliances Fannie Mae wants to sell its housing inventory that it acquired through foreclosures. To do so, it's offering buyers incentives for those properties. The new incentives recently began and are eligible for buyers who will live in the home. The offers must be accepted on or after January 28, 2010 and they have to close before May 1st. Buyers can receive up to 3.5% of the sales price for closing costs or the purchase of a new Whirlpool appliance or even a combination of the two. For view more information on the program: http://realtytimes.com/rtpages/20100305_homepath.htm

DO YOU QUALIFY FOR A REFINANCE or LOAN MODIFICATION?
The Making Homes Affordable program recently announced by Washington allows current homeowners to potentially refinance their mortgages if they owe between 80% and 105% of the current value of their home. The program also allows a homeowner’s lender to modify their mortgage if they are in a situation where they owe more than 105% or are not able to qualify for the refinance program. A primary qualification is that your loan must be owned by Fannie Mae or Freddie Mac. More info can be obtained at: www.makinghomeaffordable.gov. This site will help you determine whether your loan is owned by Fannie Mae or Freddie Mac.
To find out if Fannie Mae owns your loan: http://loanlookup.fanniemae.com/loanlookup. Type in your address and ZIP code and verify that you're the owner of the dwelling, and the system will tell you whether Fannie owns the loan. You may call Fannie from 8 a.m. to 8 p.m. Eastern time, at (800) 732-6643 if you prefer.
To find out if Freddie Mac owns your loan: https://ww3.freddiemac.com/corporate. Provide your full name, address, city, state, ZIP code and Social Security number, and verify that you're the owner of the dwelling. Alternatively you may call Freddie Mac from 8 a.m. to 8 p.m. Eastern Time at (800) 373-3343.
These tools will allow you to find out whether you are potentially eligible for one of these programs, but not necessarily qualify you for either program. For more information on your options contact your existing loan servicer. Please remember, none of these programs require you to pay any money up front! BEWARE of any person or company who promises to negotiate with your lender on your behalf and requires payment up front for these services!!!    Click Above to View My Blog
You can find great local Chandler, Arizona real estate information on Localism.com Gina McKinley is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

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